For merchants where full Avarda checkout+ solution is not suitable or desired. Credit products Invoice, Loan and Part payment are supported for markets DK, FI, NO, SE .
Solution is based on rest APIs and partner handle the user dialog. Strong authentication/Electronic ID validation might be required for some scenarios – merchant then redirects user to the URL Avarda provides in the reponse where strong authentication can be peformed.
What needs to be prepared?
Sign Agreement with Avarda. Contact sales@avarda.com if you want to know more or get help.
Avarda creates user credentials for API:s and configure payment methods and options.
Partner installs E-com module or integrates towards Avarda API.
Test, Launch and Go live.
Avarda Authorization API credit process
Description
Authenticate via oAuth2 using your ClientID/ClientSecret recevied from Avarda.
201 – Credit request approved by Avarda. Continue and fulfill order on partner side.
202- Credit request requires strong auth. Redirect to Electronic ID validation.
400 – Request has bad format or some of its data did not pass validation.
422 – Credit request was denied.
If HTTP Response 202 – Strong Auth is REQUIRED:
Check response – if http response is 202 then electronic ID validation/strong auth is required. Response contains authoriationID and redirect url.
redirect user to Avarda strong auth service defined in the redirect url.
After electronicID validation/strong auth is successful then Avarda redirect user back to predefined partner URL with additional query parameter ?AuthorizationID=abcdefghijklmnopqrstuvz.
Merchant after redirect back from Avarda checks status on the credit request via api /authorization/{id}. If status approved then it is ok fulfill the order.
On delivery – post request to Order and charge customer.
If return – post request to Return and credit customer.
If cancel – post request to Cancel to remove credit reservation
